An SWP + SIP calculator shows how your mutual fund investments can grow with SIPs while providing steady withdrawals through SWPs. It’s a smart way to balance wealth creation with regular income planning.
SWP+SIP (Systematic Withdrawal Plan) Calculator
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An SWP + SIP calculator shows how your mutual fund investments can grow with SIPs while providing steady withdrawals through SWPs. It’s a smart way to balance wealth creation with regular income planning.
SWP + SIP Calculator
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A Systematic Investment Plan (SIP) allows you to invest fixed sums at regular intervals in mutual funds, while a Systematic Withdrawal Plan (SWP) lets you withdraw a fixed amount periodically from your investments. An SWP + SIP calculator combines these two approaches to help you estimate the growth of your investments while also accounting for regular withdrawals. This tool is especially useful for investors who want to build wealth steadily through SIPs and simultaneously create a systematic income stream with SWPs. It helps you visualize the balance between contributions, withdrawals, and compounding returns, ensuring you plan better for goals like retirement, education, or steady monthly income.
When you use an SWP + SIP calculator, you input details such as your SIP investment amount, frequency, investment duration, expected rate of return, and planned withdrawal amount. The calculator then applies compounding interest on your SIP contributions while subtracting the SWP withdrawals at the chosen intervals. This gives you a clear projection of how much your corpus will grow, how long your withdrawals can be sustained, and the balance you may have at the end of the investment period. The tool demonstrates how disciplined investing through SIP combined with systematic withdrawals through SWP can help you enjoy both wealth creation and regular income.