Short Description
Moldova is set to implement comprehensive cryptocurrency legislation by 2026, aligning with the EU’s MiCA framework, allowing citizens to trade digital currencies while addressing regulatory challenges.
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4 minutes, 20 seconds
Main Article
Moldova aims to establish its first comprehensive cryptocurrency legislation by the end of 2026, as announced by Finance Minister Andrian Gavrilita. This initiative is designed to align with the European Union’s Markets in Crypto-Assets Regulation (MiCA) framework, which sets standards for the crypto industry across Europe. In an interview with TVR Moldova, Gavrilita emphasized the government’s commitment to developing a robust legal framework that will empower citizens to hold and trade cryptocurrencies. However, it will not permit the use of digital assets as a legal means of payment within the country.
This landmark decision signals a significant milestone for Moldova, which has been navigating the complexities of cryptocurrency regulation. Currently, the central bank has issued numerous warnings about the inherent risks of cryptocurrencies, including volatility and potential money laundering activities. The pending legislation aims to address these concerns while allowing Moldovan citizens to engage with digital currencies responsibly. Gavrilita made it clear: “We have the responsibility to regulate them, and it will be the right of citizens to hold these currencies.” This positions Moldova to potentially become a player in the regional crypto market.
The framework will be developed collaboratively by various government entities, including the Finance Ministry, the National Bank of Moldova, and the country’s financial markets regulator. While specific details of the legislation were not revealed, Gavrilita acknowledged that transparency and simplified legislation, as seen in countries like Estonia, would serve as beneficial models. Moreover, he stressed the speculative nature of cryptocurrencies, cautioning that citizens should approach them with care. “I avoid using the term investments when it comes to cryptocurrencies,” he noted, highlighting the need for cautious engagement in this “speculative domain.”
As the EU continues refining its MiCA framework, other countries have also begun tightening their regulations around cryptocurrencies. For instance, in September 2025, France and several nations advocated for a more robust supervisory role for the European Securities and Markets Authority (ESMA) over major crypto firms. This push follows criticisms aimed at Malta’s licensing practices for crypto service providers, further illustrating the importance of regulatory clarity in the evolving crypto landscape.
Short Summary
Moldova is poised to introduce comprehensive cryptocurrency legislation by 2026, aligning with the EU’s MiCA framework. This legislation aims to empower citizens to trade cryptocurrencies while emphasizing the need for regulatory oversight. The country’s ongoing collaboration with various financial authorities underscores its commitment to a balanced approach in navigating the complexities of digital assets.
